Terms of SaleA 50% deposit is required to place your order. The balance is due prior to delivery. Layaway plans available. We accept debit cards, check by phone, and checks by mail. The new EMV law requires us to scan the chip. We can't scan the chip if the credit card is not present (CNP). Therefore, no credit cards accepted for online sales. All sales are final. No sales tax unless shipping to Michigan add 6% sales tax. Orders not processed until a payment is received. Home delivery freight charges collected on delivery (COD) by independent trucking companies.